Retail Merchant Accounts |

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A retail account is for any store, restaurant or business where the card is present and can be swiped at least 80% of the time. A signature is then obtained and kept on file.
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Internet / eCommerce
Merchant Accounts |
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An eCommerce account also known as Internet and online store, is similar to a MoTo business in the sense that neither the card nor customer is present. Orders are placed directly on the web site via the use of a "shopping cart' and are processed in real-time or
manualy keyed into a credit card terminal
or online processing software
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Mail Order / Telephone Order
(MoTo) Merchant Accounts |

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MoTo, stands for Mail Order/ Telephone Order. This account is for any type of business that accepts orders either over the telephone, or via mail. Neither the card nor customer are present, and payment information is keyed in manually.
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Wireless Merchant Accounts |
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Accept credit cards virtually anywhere with a wireless account. Now there is no need to phone or key in payment information. Swipe the customer's card, get authorization and confirmation right on the spot. Pay the lower retail rate, and practically eliminate charge-backs.
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Automated Response Unit
(ARU)
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Accept credit cards anywhere, your cell or touch tone phone can be your credit
card terminal All you need is access to a phone, and you can accept credit card payments
from anyone, anywhere, by dialing our toll-free number.
The payment will be automatically deposited into your checking account
in 24-48 hours.
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